Jeonse Deposit Safety Check
Check your deposit against official government transaction records before you sign.
Your result appears here: the verdict, the median we compared against, and the official transaction rows we used.
Check your deposit against official government transaction records before you sign.
Jeonse is a Korean lease structure in which the tenant pays a large refundable deposit instead of monthly rent. The central risk question is whether the property value leaves enough room to return that deposit, especially when other claims may rank ahead of the tenant. This checker answers one narrow part of that question by comparing the proposed deposit with reported apartment sale prices.
We use apartment sale contracts reported to the Ministry of Land, Infrastructure and Transport, the official records behind Korean property prices. We look at sales in your district over the last three months, and go back six months when matching leaves fewer than three. Everything rests on completed contracts rather than asking prices, automated valuations, or broker opinions.
Matching begins with the apartment name. Spelling it with or without spaces makes no difference, and a partial name still matches. If you enter a size, we first keep homes within 10% of it and widen to 20% when fewer than three remain. Without a size, every name match counts. You then see up to five of the most recent matched sales as evidence.
With at least three matched sales we take their median sale price and divide your deposit by it. The percentage on screen is rounded, but the band uses the exact ratio. A ratio below 70% is lower risk, a ratio from 70% to below 80% is caution, and 80% or higher is danger. These labels describe only the comparison between your deposit and the matched sale prices.
| Band | Threshold | Meaning |
|---|---|---|
| Lower risk | Below 70% | The deposit is below 70% of the matched median sale price, but other risks remain. |
| Caution | 70% to below 80% | The deposit consumes a large share of the matched sale value. |
| Danger | 80% or higher | The deposit is very close to the matched sale value, leaving little value cushion. |
| Insufficient data | Fewer than 3 matched sales | No ratio or risk band is assigned because the comparison set is too small. |
For district-level context before checking one deposit, browse official apartment transaction prices.
This result is not a complete jeonse safety review. It does not inspect the property register, verify that the person signing is the owner, identify mortgages or other senior claims, calculate the landlord's total deposits across tenants, estimate auction proceeds, or determine your legal priority. It also does not confirm move-in reporting, a fixed-date stamp, lease reporting, guarantee eligibility, building condition, or contract wording. Name matching may capture a similarly named apartment or miss a variant, and older transactions may not describe today's value. Read the evidence rows, confirm the exact address and unit, and obtain the current register before signing.
The tenant pays a large deposit for the lease term and usually pays no monthly rent. The landlord must return the deposit at the end, so the property value, debt, claim priority, and landlord finances matter.
Yes. The official transaction records are not limited by nationality, and this interface explains the comparison in English. Enter the Korean apartment name and verify that the evidence refers to the correct complex.
Sale transactions provide a reference for the asset value supporting the deposit. The median reduces the influence of one unusually high or low matched sale, but it is still only a historical comparison.
No. It means only that the ratio is below our 70% threshold. Senior debt, other tenants, ownership problems, registration timing, and contract terms can still put the deposit at risk.